Effective date:11/13/2025
Who we are: YR Insurance (also “we,” “us,” or “our”) is an independent insurance agency serving customers in the United States.
Contact: yrins42n@gmail.com • (208) 886-9848 • 42 N Hwy 75, Shoshone, ID 83352
1) Scope
This Policy explains how we collect, use, disclose, and protect personal information when you use our website (weinsureidaho.com), contact us, request quotes, buy a policy through us, or interact with our ads and social media. It does not cover the privacy practices of insurance carriers or other third parties who have their own policies.
2) Information we collect
Information you provide
Contact details (name, email, phone, address)
Quote/application details (DOB, driver & household info, vehicle/home details, loss history, business info, prior coverage)
Government/ID numbers (e.g., driver’s license) as needed for rating/binding
Payment information (handled by our secure payment processors)
Communications (emails, texts, chat, call recordings/voicemails)
Information collected automatically
Device & usage data: IP address, browser, pages viewed, referring URLs
Cookies and similar tech for site performance, analytics, and advertising (e.g., Google, Meta)
Information from third parties
Insurance carriers, data vendors, consumer reporting agencies (e.g., motor vehicle reports, CLUE), and marketing partners as allowed by law and with your consent where required.
3) How we use information
Provide quotes, rate eligibility, underwrite, bind, and service policies
Respond to inquiries and provide customer support
Process payments and send billing notices
Prevent fraud, comply with legal/contractual obligations, and maintain security
Improve our site, products, and advertising (including remarketing and conversion measurement)
Send service messages and—if you opt in—marketing messages (opt-out anytime)
4) Sharing of information
We may share personal information with:
Insurance carriers/wholesalers & general agents to obtain quotes, underwrite, and service your policy
Service providers (e.g., payment processors, e-signature, call/text platforms, CRM, email service, analytics and ad partners) under confidentiality agreements
Legal/Compliance recipients when required by law or to protect rights and security
We do not sell your personal information for money. We may “share” data for cross-context behavioral advertising (see California rights below).
5) Cookies, analytics & ads
We use cookies, pixels, and similar technologies to operate the website and measure performance. Partners may include Google Ads/Analytics, Microsoft Ads, Meta (Facebook/Instagram), and others. You can control cookies in your browser and use these tools:
Google Ad Settings: adssettings.google.com
NAI opt-out: optout.networkadvertising.org
6) SMS, email & calls
SMS/Text: By providing your mobile number and opting in, you consent to receive texts from YR Insurance. Message & data rates may apply. Frequency varies. Reply STOP to cancel or HELP for help.
Email: Click the unsubscribe link in any marketing email to opt out.
Calls: We may record calls for quality, training, and documentation (where permitted by law).
7) Your choices
Update your info: contact us at yrins42n@gmail.com or (208) 886-9848
Opt out of marketing emails/texts as described above
Manage cookies via your browser and ad-preferences tools
8) State privacy rights (including California)
Residents of certain states (e.g., CA, CO, CT, UT, VA) may have rights to access, correct, delete, and limit certain uses of personal information, and to opt out of “selling” or “sharing” personal information for targeted advertising.
California residents may also request categories/specific pieces of personal info we’ve collected and our sources/purposes.
To exercise rights or submit an appeal, email yrins42n@gmail.com or call (208) 886-9848. If you are a California resident, you may use the “Do Not Sell or Share My Personal Information” link (add to your footer) to opt out of cross-context targeted advertising.
9) Data retention & security
We retain personal information only as long as necessary for quotes, servicing, compliance, and legal purposes. We use reasonable administrative, technical, and physical safeguards. No method of transmission or storage is 100% secure.
10) Children’s privacy
Our services are not directed to children under 13, and we do not knowingly collect their information.
11) Third-party links
Our site may link to third-party websites (e.g., insurance carriers). Their privacy practices are governed by their own policies.
12) Changes to this Policy
We may update this Policy from time to time. Changes will be posted here with a new “Effective date.”
Questions or requests?
YR Insurance • yrins42n@gmail.com • (208) 886-9848