Independent Insurance That Puts Your Wallet First

We compare top carriers so you don’t have to. Get fast quotes for auto, home, renters, SR-22, workers’ comp, general liability, and commercial auto.

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Cam Purchase
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Responses to my requests are almost instantaneous.
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Ryan Kay profile picture
Ryan Kay
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Liz was so helpful and professional
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Tyler May profile picture
Tyler May
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Kayleigh Ralls helped me a bunch. Straight forward very efficient and super quick helping me with new auto and home bundle insurance.
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Heather “Marie Laveau” Hurita
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YR insurance has been absolutely wonderful. Keep me up on the latest information if I’m late on a payment they get a hold of me and just make sure I didn’t change a card. They’re so helpful so caring absolutely love this group.
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Cheyanne Presley
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Kayleigh was willing to go above and beyond to make sure we had the best deal for the best coverage possible!
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Shantel Hennings
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Had a great experience with Kayleigh for insurance. She is very helpful and gets things taken care of quickly.
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KAT INGALLS
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Affordable And easy to deal with. I have multiple policies and they quickly get everything done needed.
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Shannon
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Very easy to work with and efficient.
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Jose Alonso
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Helpful, kind and easy.

Auto Insurance

Better coverage that fits your budget. We compare multiple carriers and can help with SR-22s.

Homeowners Insurance

Protect your home and belongings, plus higher personal liability options for real-world risks.

Business Insurance

CGL, BOP, commercial auto, and more—built around how you actually operate.

Workers Compensation Insurance

Simple setup and proactive payroll guidance to avoid surprises.

What We Do
We help you pick the right coverage at a fair price. Because we’re independent, we shop multiple carriers and explain your options in minutes.

You can count on us for:

  • Same-day help and quick answers

  • SR-22 filings and ID cards

  • Certificates of insurance for jobsites

Licensed: Idaho • Oregon • Nevada • Wyoming and expanding as requests come in! So send those requests in!

Why Choose YR Insurance:

  • We’re independent, so we compare carriers.

  • You get one point of contact who knows your account.

  • Same-day COIs for contractors and small businesses.

  • Clear answers. No pressure.

Fast start: Call 208-886-9848 · Text 208-308-7714 · Email kralls@yrinsuranceagency.com.

What we need to quote:

Auto / Home

  • Driver’s licenses

  • VINs and address

  • Current declarations page (if any)

Business

  • FEIN and operations

  • Payroll by class and number of employees

  • Vehicle list and prior loss runs (if any)

As a result, we can return quotes faster and with fewer back-and-forth emails

Meet the Team

Kayleigh Ralls - Licensed Insurance Agent at YR Insurance Agency Idaho

KAYLEIGH RALLS

Nora Regalado - Licensed Insurance Agent at YR Insurance Agency Idaho

NORA REGALADO

Laura Regalado - Licensed Insurance Agent at YR Insurance Agency Idaho

LAURA REGALADO

Brittany Tanner - Licensed Insurance Agent at YR Insurance Agency Idaho

BRITTANY TANNER

Lizette Olvira - Licensed Insurance Agent at YR Insurance Agency Idaho

LIZETTE OLVIRA

Frequently Asked Questions

We can often beat most rates. As an independent agency we quote multiple carriers.

Yes—phone, text, or email. Documents e-signed.

Sí, se habla español.

 Yes—same day filings in Idaho and neighboring states.

 We package CGL, workers’ comp, and commercial auto to save more.

Request a Quote - Se Habla Español

Call 208886-9848
Email: kralls@yrinsuranceagency.com
Address: 42 N Highway 75, Shoshone, ID 83352