Independent Insurance That Puts Your Wallet First
We compare top carriers so you don’t have to. Get fast quotes for auto, home, renters, SR-22, workers’ comp, general liability, and commercial auto.
Auto Insurance
Better coverage that fits your budget. We compare multiple carriers and can help with SR-22s.
Homeowners Insurance
Protect your home and belongings, plus higher personal liability options for real-world risks.
Business Insurance
CGL, BOP, commercial auto, and more—built around how you actually operate.
Workers Compensation Insurance
Simple setup and proactive payroll guidance to avoid surprises.
Farm/Ranch Insurance
Coverage for dwellings, equipment, livestock, and liability on and off premises.
What We Do
We help you pick the right coverage at a fair price. Because we’re independent, we shop multiple carriers and explain your options in minutes.
You can count on us for:
Same-day help and quick answers
SR-22 filings and ID cards
Certificates of insurance for jobsites
Licensed: Idaho • Oregon • Nevada • Wyoming and expanding as requests come in! So send those requests in!
Why Choose YR Insurance:
We’re independent, so we compare carriers.
You get one point of contact who knows your account.
Same-day COIs for contractors and small businesses.
Clear answers. No pressure.
Fast start: Call 208-886-9848 · Text 208-308-7714 · Email kralls@yrinsuranceagency.com.
What we need to quote:
Auto / Home
Driver’s licenses
VINs and address
Current declarations page (if any)
Business
FEIN and operations
Payroll by class and number of employees
Vehicle list and prior loss runs (if any)
As a result, we can return quotes faster and with fewer back-and-forth emails
Meet the Team
KAYLEIGH RALLS
NORA REGALADO
LAURA REGALADO
BRITTANY TANNER
LIZETTE OLVIRA
Frequently Asked Questions
We can often beat most rates. As an independent agency we quote multiple carriers.
Yes—phone, text, or email. Documents e-signed.
Sí, se habla español.
Yes—same day filings in Idaho and neighboring states.
We package CGL, workers’ comp, and commercial auto to save more.
Request a Quote - Se Habla Español
Call 208–886-9848
Email: yrins42n@gmail.com
Address: 42 N Highway 75, Shoshone, ID 83352
See our Auto, Home, SR-22, Workers’ Comp, and General Liability pages.