When you choose to get Business insurance from YR Insurance you are getting the coverage, service and trust you can count on!

Business Insurance

Protect you and your business the right way!

Running a business can be hard sometimes. When you work with YR Insurance we help you so there isn’t more stress as a business owner when it comes to insurance and protecting your business. 

Owning a business comes with a lot of things that needs protection. We are here to get you the most protection.


Whether its a Supermarket or a small landscaping business, we are here to help you. 

Business Insurance Services

Protecting the businesses of Idaho & Oregon

General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Coverage typically includes product YR Insurance recommends that all businesses have general liability coverage in place.

Idaho – What you need to know about commercial liability insurance

Take a look at the list below for additional general liability coverages that are often available.

Professional Liability Insurance (Errors & Omissions)

Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. YR Insurance recommends that all professional and technology companies have E&O coverage.

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, YR Insurance recommends considering this type of coverage.

Directors and Officers Insurance (D&O)

D&O covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other products and services, call YR Insurance at 208-886-9848 and we’ll help make sure you’re properly covered.

YR Insurance is an independent insurance agency and we work hard to provide the coverage you need. When it comes to protecting you, don’t leave it up to chance. Speak to one of our agents today for a free auto insurance quote.

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