Home Insurance—Coverage That Fits Your Life
We shop multiple companies to protect your home, belongings, and liability—often for less. Bundle discounts available.
Why Homeowners Choose Us
Multiple carriers compared for a sharper rate
Right-sized coverage—we help set dwelling and personal property limits correctly
High liability options for real-world risks (dogs, guests, pools, short-term rentals—where eligible)
Bundle home + auto for extra savings
What Your Policy Can Include
Dwelling (rebuild cost)
Other Structures (fences, sheds)
Personal Property (replacement cost available)
Loss of Use (temporary housing)
Personal Liability (often $300k–$1M)
Medical Payments to Others
Options: Water backup, equipment breakdown, identity theft, scheduled jewelry/firearms, roof surfacing match (where available)
Special Situations We Handle
New purchase / first-time buyer
Landlord (rental/landlord forms) + Renters (tenants)
Short-term rental/Airbnb (where eligible)
Homes with solar, shops, outbuildings, or acreage
Yes—schedule items like jewelry or firearms.
Typically for specified perils; actual terms vary by carrier and roof age. We’ll show the differences.
Yes—landlord policies. For tenants, we offer renters policies (often ~$10–$15/mo).
Usually—bundle home + auto for additional savings.
Reviews from actual homeowners
Kelley has given my family and I find affordable and better insurance for our home and vehicles! Kelley and YR team is quick and helped me understand my insurance. Definitely recommend
Lizeth
