Home Insurance—Coverage That Fits Your Life

We shop multiple companies to protect your home, belongings, and liability—often for less. Bundle discounts available.

Why Homeowners Choose Us

  • Multiple carriers compared for a sharper rate

  • Right-sized coverage—we help set dwelling and personal property limits correctly

  • High liability options for real-world risks (dogs, guests, pools, short-term rentals—where eligible)

  • Bundle home + auto for extra savings

What Your Policy Can Include

  • Dwelling (rebuild cost)

  • Other Structures (fences, sheds)

  • Personal Property (replacement cost available)

  • Loss of Use (temporary housing)

  • Personal Liability (often $300k–$1M)

  • Medical Payments to Others

  • Options: Water backup, equipment breakdown, identity theft, scheduled jewelry/firearms, roof surfacing match (where available)

Special Situations We Handle

  • New purchase / first-time buyer

  • Landlord (rental/landlord forms) + Renters (tenants)

  • Short-term rental/Airbnb (where eligible)

  • Homes with solar, shops, outbuildings, or acreage

Yes—schedule items like jewelry or firearms.

Typically for specified perils; actual terms vary by carrier and roof age. We’ll show the differences.

Yes—landlord policies. For tenants, we offer renters policies (often ~$10–$15/mo).

Usually—bundle home + auto for additional savings.

Reviews from actual homeowners

Kelley has given my family and I find affordable and better insurance for our home and vehicles! Kelley and YR team is quick and helped me understand my insurance. Definitely recommend

Lizeth