When you choose to get auto insurance from YR Insurance you are getting the coverage, service and trust you can count on!
Low Cost Auto Insurance
Protect you and your family the right way!
Insurance doesn’t have to be complicated. Here at YR Insurance we help you understand exactly what you are being covered with. As an independent agency we are able to work with many companies to find the most affordable auto policies around that meet your needs.
Auto Insurance Services
Collision coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) Although it’s not legally required by any state, you will probably need it if your car is financed.
Auto liability insurance protects you if you’re legally responsible for injuries or property damage in a car accident. So instead of paying out of pocket to cover another person’s medical bills or repair their car, your insurance steps in to pay for some or all of the injured party’s expenses. Liability coverage is included with every car insurance policy and is required in almost every state.
Uninsured/underinsured motorist coverage protects you if you’re hit by a driver that has no auto insurance or doesn’t have enough coverage to pay for the damages or injuries they caused. Both coverages are mandatory in many states and highly recommended for all drivers. If you’re a victim of a hit and run accident, you can file a claim against your uninsured motorist coverage.
YR Insurance is an independent insurance agency and we work hard to provide the coverage you need. When it comes to protecting your autos, don’t leave it up to chance. Speak to one of our agents today for a free auto insurance quote.